Qualifying for Social Security Disability Benefits with Skin Cancer
An outreach specialist for Disability Benefits Help has been kind enough to share an article on how someone can qualify for Social Security disability benefits with skin cancer.
How to Qualify For Social Security Disability Benefits with Skin Cancer
If you have a diagnosis of skin cancer, you may be left unable to work. While many forms of skin cancer aren’t disabling, a more aggressive form can keep you from working. In these situations, you might be approved to receive monthly Social Security Disability benefits. These monthly benefits can then be used to help pay for things like rent, utilities, treatments, medications, etc.
How Can I Meet The Medical Listing For Skin Cancer?
The Blue Book is the medical guide used by the Social Security Administration (SSA) to determine if an individual is disabled. Skin cancer has its own specific listing, which is Listing 13.03. To meet the criteria of this listing, you must prove one of the following applies:
* The skin cancer has spread past the local lymph nodes;
* Has invaded deep extradural structures, like cartilage or bone.
Malignant melanoma also has its own Blue Book Listing, Listing 13.29. Under this listing, you may qualify if your melanoma has:
* Is recurrent following either skin melanoma or ocular melanoma;
* Has metastases to one or more clinically apparent noes, to four or more nodes, to adjacent skin, or is mucosal melanoma.
Your medical records must have the proper supporting evidence to show that you meet the listing. Your records must indicate your specific kind of cancer, where the cancer originated, and if it has spreads, where the cancer has spread. If a biopsy diagnosed the cancer, you must include pathology and operative reports from the procedure.
You should include records that indicate all different treatments received, the kind of treatments and their length, and the effects or results of the treatment. If you don’t meet the Blue Book listing, you might be able to show that your condition is the equivalent of the listing’s severity. You will need to prove that your cancer is affecting your functional abilities and that keeps you from work.
Along with the medical qualifications, you will also have to meet the technical qualifications for disability benefits. There are two types of Social Security disability benefits. The first is Supplemental Security Income (SSI). SSI is for those of severe financial need. The SSA will take into consideration your total household income.
The second type of benefit is Social Security Disability Insurance (SSDI). To qualify for SSDI, you will need to have obtained enough work credits. These are earned as you pay into Social Security disability taxes. As a rule of them, if you have worked five out of the last ten years then you should have obtained enough credits.
Applying For Disability Benefits
If you are ready to apply for disability benefits, there are a few different ways to apply. If you are applying for SSDI, you can do so online. Here, you can save and edit your application before submitting. A family member or friend can also complete the application online on your behalf. If you are applying for SSI or would rather speak to someone in person, you can make an appointment to apply at your local SSA office. To make the appointment or apply over the phone, you can call 1-800-772-1213.